Different types of loans suitable for all types of people are issued from the Bank on easy terms. Loans are given on nominal interest-rate with ordinary interest. Loans fit for Business, Industry, Education, Building construction, Purchase of Household items, Purchase of computer by professionals, Purchase of vehicles like cars, lorries, buses; and suitable loan-schemes enabling all the needs.
Interest With Effect From 2021-03-15
| Loan Amount | Interest Rate(%) |
|---|---|
| Upto 50,000/-( OL,OLR ) | 11 |
| Rs 50,001 to 100,000/- (OLR) | 11.50 |
| Rs.100,001/- to Rs.20,00,000/- (OLR) | 12.5 |
| Housing Loan Above 500,000/- | 11.00 |
| KCC (1 Year To 3 Year) | 7.00 |
| Housing loan Up to 300,000/- | 10.50 |
| Housing loan 300,000/- To 5,00,000/- | 10.75 |
| S G S Y. (Kudumbasree Loans) | 8.5 |
| KCC Paddy (6 Months) | 4.00 |
| KCC Gold | 7.00 |
| KCC JLG | 7.00 |
| Vehicle Loan -Two wheeler | 11.50 |
| Gold Loan 1 Month | 9 |
| MDS Loan | 13.00 |
| Business OD | 12.75 |
| ST Loan Agriculture | 7.00 |
| Deposit Loan | Deposit Int Rate + 2 |
| Kaippada Loan | 13.00 |
| HP Loan | 12.50 |
| Gold Loan 3 Month | 10 |
| Above 20,00,000.00/- (OLR) | 13 |
| RKLS | 9.00 |
| poultry loan | 9.75 |
| Gold loan 6 month | 10.50 |
| Gold Loan 12 month | 11.50 |